Buying a house is no small task. Besides choosing where you’ll be living, you’re going to be spending a massive sum of money. To ensure your purchase is a success, here are things you can keep an eye out for when buying a house.

Chose a Good Agent

Come up with some interview questions and go shopping for an agent. You want one that you get along with, understands your needs and is savvy about the local market. They should have some experience under their belt. Sometimes you’ll learn of your agent from a referral. The agent should be part of a firm that can handle all the paperwork and complete the sale flawlessly.

Get Pre-approved

Go to various lenders and look for the best loan rates and terms. A pre-approval letter is more meaningful than a pre-qualified letter. Most agents won’t start working with you until you have this completed.

Chose Your Location

Location is one of the most essential factors for housing. Is it a safe neighborhood? How do the schools rank? These are fundamental questions if you have kids. There are many online tools to assess prospective areas. Walkability is essential for ⅔ of home seekers. Many people like the convenience of making a quick run to the pharmacy or convenience store.

A sense of community is also nice to have. Many specific details are merely personal preference. You need to find one that suits your needs. Talk a walk around the neighborhood and find out for yourself. Are people chit-chatting while watering their plants, or is graffiti and trash scattered everywhere? Noise level is significant. The house is going to get a reduced price if it’s right next to the train tracks.

Examine the Property

The water and waste management is likely okay if it’s part of the municipal system. However, if it’s a country house, you might have a septic tank. This might complicate matters. Is the HVAC gas or electric? Make sure it is working correctly. Is the house ready to move into, or does it need work? If there’s a roofing or foundation issue, you might want to hold off. Make sure to check if the house is in a flood or fire zone. Be careful if it is because it might require more pricey insurance. Sometimes you will not be able to get any coverage at all.

With all these considerations, choosing a house will be a tall order. Remember, you will likely be spending years of your life living there. Find something that you can call home.